Summit Health Group

How Do I Use My NDIS Funding for Exercise?

How Do I Use My NDIS Funding for Exercise?

If you’ve ever wondered how to use your NDIS funding for exercise, you’re not alone. Many NDIS participants want to stay active, build strength, and manage chronic health conditions, but it’s not always clear what’s covered under their plan.

In this guide, we’ll explain exactly how NDIS funding can be used for exercise physiology services, what makes exercise “reasonable and necessary,” and how participants in Malvern, Blackburn, and surrounding Melbourne suburbs can access professional support through Summit Health Group’s registered NDIS exercise physiology service in Melbourne.


FAQ: Using NDIS Funding for Exercise

1. What is an Exercise Physiologist (EP)?

An Accredited Exercise Physiologist (AEP) is a university-qualified allied health professional who designs safe, evidence-based exercise programs for people with chronic conditions, disabilities, or injuries.

Unlike personal trainers, EPs work with clients whose physical or mental health challenges require clinical oversight. This clinical oversight is the basis of our exercise physiology led by an AEP. That’s why exercise physiology is eligible for NDIS funding — it focuses on therapy and functional improvement, not recreation.


 

2. Can I use my NDIS plan for exercise physiology services?

Yes, you can use your NDIS funding for exercise if the service helps you achieve your plan goals and is considered reasonable and necessary.

These sessions are typically funded under the Capacity Building categories:

    • Improved Health & Wellbeing, or
    • Improved Daily Living Skills

Common NDIS item codes include 12_027_0126_3_3 or 15_200_0126_1_3 — both cover therapeutic supports like exercise physiology.

💡 Note: The NDIS doesn’t cover standard gym memberships, but it does fund exercise programs supervised by an Exercise Physiologist if they relate to your disability goals. 


 3. How do I check if my plan covers exercise physiology?

    • Review your NDIS plan under Capacity Building Supports.
    • Look for budget items labelled Allied Health, Therapeutic Supports, or Health and Wellbeing.
    • Speak to your Support Coordinator or Local Area Coordinator (LAC) if you’re unsure.
    • If EP isn’t currently listed, you can request a plan reassessment — your exercise physiologist can help prepare supporting documentation.

Our team at our Malvern clinic and Blackburn clinic can also liaise with your planner and provide detailed reports to justify EP services as part of your NDIS plan.


4. What exercise services can be funded through NDIS?

Here are examples of EP-led exercise interventions that may be covered: 

    • Comprehensive initial assessment
    • Individualised exercise program (strength, balance, mobility, flexibility)
    • 1:1 or small-group supervised sessions
    • Home-based or community exercise programs
    • Education on movement, pain management, and fatigue reduction
    • Progress reviews and outcome reporting for NDIS goals

All programs are tailored to your ability, environment, and functional goals.


 5. Can I use NDIS funding for both physio and exercise physiology?

Yes. Many participants benefit from a combined approach — physiotherapy to address acute issues and exercise physiology for long-term management. Our guide on EP vs physio for back pain explains how the two differ.

These services fall under different NDIS line items but can work together within the same budget. At Summit Health Group, our clinicians coordinate care across both disciplines to ensure consistency and progress.


6. What makes an exercise program NDIS-eligible?

For the NDIS to fund exercise, your program must:

Relate directly to your disability or functional limitation
Support your NDIS goals (e.g. “walk independently,” “reduce fatigue,” “participate in the community”)
Be evidence-based and value for money
Be delivered by a qualified professional (e.g. Accredited Exercise Physiologist)
Not duplicate informal supports (like unpaid help from family or friends)


 7. Steps to Use Your NDIS Funding for Exercise (Toorak / Melbourne)

Step Action What to Do
1 Review your NDIS plan Check your Capacity Building section
2 Define your goals Include words like “exercise,” “strength,” and “mobility”
3 Find a provider Search for registered EPs near Toorak or contact Summit Health Group
4 Book an initial assessment Your EP will create a tailored plan aligned to NDIS goals
5 Track and report progress Reports help justify continued funding during reviews

Summit Health Group offers both in-clinic and home visit exercise physiology sessions for NDIS participants across Toorak, Malvern, and nearby suburbs. 


8. How much does NDIS exercise physiology cost?

NDIS pricing follows the NDIS Pricing Arrangements and Limits.
As of 2025, most EP sessions are billed at approximately $166.99/hour, depending on location and travel time.

At Summit Health Group, we provide transparent pricing and ensure your sessions are billed within the allowable rate for your plan type (self-managed, plan-managed, or NDIA-managed).


 9. Common Misunderstandings

    • ❌ “NDIS pays for my gym membership.” — Not unless the sessions are therapeutic and supervised by an allied health professional.
    • ❌ “I don’t need EP listed in my plan.” — True, but it must fit within your existing budget category.
    • ❌ “I can’t exercise without my physio.” — False. EPs are trained to deliver independent, safe, and progressive programs under NDIS.


Why choose Summit Health Group for NDIS exercise physiology?

    • Experienced NDIS Exercise Physiologists who specialise in functional strength, chronic pain, and disability management.
    • Support with NDIS plan justification and progress reporting.
    • Flexible session options: clinic-based, home visits, or community settings.

Whether you’re looking to build independence, improve fitness, or reduce pain, Summit Health Group can help you make the most of your NDIS funding for exercise. 


 

Ready to use your NDIS funding for exercise physiology? Our registered NDIS exercise physiologists at our Malvern and Blackburn clinics can confirm your funding eligibility before your first appointment — no obligation, no pressure.

Check your eligibility — book a free call → Malvern: (03) 9576 3216 | Blackburn: (03) 8625 0514

About the author

Josh McCarthy

Josh McCarthy

Exercise Physiologist, Master of Clinical Exercise Physiology

Josh has over 15 years of experience in exercise physiology. Having been through injury and recovery himself, he focuses on movement quality and helping clients understand their bodies, with a special interest in back pain, shoulder rehab, tendinopathies and strength for active ageing. He sees clients at our Malvern and Blackburn clinics.

See full bio

Recent posts

Why Is Getting Out of Bed Harder as You Get Older?

Why Is Getting Out of Bed Harder as You Get Older?

Getting out of bed often gets harder as you get older because of slow changes in strength, joint flexibility and blood pressure control, which together make that first move of the day feel stiff and wobbly. According to healthdirect's guide to older people and falls,...

How to Get Up Off the Floor After a Fall

How to Get Up Off the Floor After a Fall

The first rule after a fall is simple: don't rush. Stay still, breathe, and check yourself for injury before you try to move, because getting up the wrong way (or too quickly) can make things worse. According to healthdirect's guide to older people and falls, falling...

Exercises to Make Climbing Stairs Easier

Exercises to Make Climbing Stairs Easier

The exercises that make climbing stairs easier are the ones that strengthen your thighs, hips and calves and sharpen your balance, such as step-ups, heel raises, mini squats and side steps. In fact, the Australian Government's physical activity guidelines for older...

How to Get Up From a Chair Without Using Your Arms

How to Get Up From a Chair Without Using Your Arms

Most people can learn to get up from a chair without using their arms by combining three things: stronger thigh and hip muscles, better technique (feet tucked back and nose over toes), and a sensible chair height to practise from. The Australian Government's physical...

Book Your Initial Assessment